MYTH: My Case is Easy Because the Other Insurance Company “Accepted Liability”
If you are in a car wreck and you talk to the other driver’s insurance adjuster, they will sometimes tell you that they “accept liability.” People often think this means their case will be easy and that the insurance company won’t dispute their claim. WRONG.
Insurance companies can – and will – dispute both the cause of the collision and the extent of your injuries. Even with rear end or head on collisions, insurance companies claim that the collision was not their client’s fault and that YOU were at fault! Yes, this sounds like a frivolous defense, but insurance companies do this in nearly every single case, regardless of what the adjuster tells you.
Insurance companies also deny that you were injured at all in the collision and/or they say the injuries were your fault, you didn’t do what you could to recover, or that your injuries existed before the collision! Again, this is standard practice for insurance companies.
Even if you think your case is a “slam dunk” because the insurance company “accepted liability,” you need an experienced attorney to represent you in order the prove that the other party caused the collision and that you were injured as a result.