This insurance covers people you injure with your automobile. Washington law requires that you purchase insurance that will pay a minimum of $25,000 per person and $50,000 per collision. If you injure someone and they file a claim against you, your insurance company will hire an attorney (at no charge to you) to represent you and protect your interests. If you do not have enough insurance to fully compensate the person you injured, you may need to hire (and pay for) an attorney to protect your personal assets. If you injure someone in a collision and you do not have this insurance on the date of the collision, you may receive a traffic citation, a fine, or have your driver’s license revoked. In addition, when you attempt to purchase insurance thereafter, it will probably be very expensive. In other words, if you don’t have insurance, don’t drive! We recommend that you have at least $100,000 in Liability Insurance. If you have an above average income, own a home or have other assets, you should have at least $250,000 in Liability Insurance.
If you have questions about your insurance coverage, give us a call at (206) 971-7601. Nelson Boyd – We Care. We Can Help. www.nelsonboydlaw.com