Although everyone is different and has different needs and financial considerations, here is a general tip about how to protect yourself and your family.
Unfortunately, not everyone takes responsibility for his or her actions. Some people don’t purchase even the minimum amount of liability insurance required by the State and other people cause injuries that exceed the amount of insurance coverage they purchased. Because you cannot rely on other people to adequately insure you against the harm they may cause, you must take responsibility for yourself and purchase sufficient UIM insurance to fully compensate you for injuries you may suffer through someone else’s fault. If you are injured as the result of someone else’s actions, your UIM insurance may compensate you in the event the other person’s insurance is not sufficient, or in the event they do not have any insurance. In some cases, it may even cover you if you are injured as a pedestrian, bicyclist, or if you are a passenger in someone else’s car. Although it may seem unfair that your insurance company would have to pay you, you are paying for this insurance coverage. It isn’t something your insurance company is doing as a favor to you. UIM insurance is absolutely crucial. You cannot afford to be without it! We recommend that you have at least $250,000 in UIM Insurance. If you have an above average income, own a home or have other assets, you should have at least $500,000 in UIM Insurance.
The attorneys at Nelson Boyd have over 50 years of combined legal experience in representing injured people and fighting insurance companies. If you have been injured, if you have an insurance claim, or if you just have questions about insurance coverage, please contact us at (206) 971-7601. Nelson Boyd – We Care. We Can Help. www.nelsonboydlaw.com
